Manufactured housing isn’t just for individual homebuyers—it’s a strategic opportunity for developers, investors, and municipalities looking to expand housing options while maintaining affordability and quality. With CrossMod™ homes, developers can introduce a cost-effective, scalable product that delivers strong returns on investment while meeting modern market demands.
CrossMod™ homes blend the best of both worlds—the affordability and efficiency of manufactured housing with the traditional financing, design, and long-term value of site-built homes. Developers who integrate CrossMod™ homes into their subdivisions or communities can benefit in several key ways:
Increased ROI & Traditional Financing – Unlike traditional manufactured housing, CrossMod™ homes qualify for conventional mortgages through Fannie Mae’s MH Advantage® and Freddie Mac’s CHOICEHome® programs, providing higher resale values and making them more appealing to a broader range of buyers.
Faster, More Cost-Effective Construction – Manufactured homes are built in weeks, not months, reducing labor costs, minimizing delays, and allowing developers to bring homes to market quickly and efficiently.
Seamless Integration into Single-Family Subdivisions – With permanent foundations, garages, pitched roofs, and covered porches, CrossMod™ homes look and feel like traditional homes, making them a perfect fit for new residential developments.
Scalability to Meet Market Demand – Utah is facing a significant housing shortage, and CrossMod™ homes provide a viable, cost-effective solution for increasing inventory while maintaining high-quality, energy-efficient designs.
To encourage the adoption of manufactured housing in new developments, there are several state and local incentives that developers may be able to take advantage of, including:
Tax Incentives & Credits – Some municipalities and states offer property tax abatements or credits for developments that include affordable housing units.
Infrastructure Grants – Funding opportunities may exist to offset costs for road improvements, water, sewer, and utility connections.
Expedited Permitting & Zoning Adjustments – Some communities offer fast-track approvals for projects that incorporate affordable housing, allowing developers to reduce carrying costs and accelerate project timelines.
Land & Public-Private Partnerships – Local governments and community land trusts may have discounted land opportunities for developers who commit to building attainable housing options.
CrossMod™ homes have already been successfully integrated into master-planned communities and subdivisions across the U.S. Developers in states like Tennessee, Texas, and North Carolina have leveraged public-private partnerships, infrastructure support, and financing programs to make these homes a viable part of their housing mix.
One example is Clayton Homes' CrossMod™ community in Tennessee, where modern manufactured homes were seamlessly incorporated into a traditional single-family neighborhood—offering high-quality housing at significantly lower costs than conventional construction.
As Utah continues to grow, developers who embrace modern manufactured housing will be positioned at the forefront of the next wave of affordable, high-quality housing solutions. By working with state officials, municipalities, and financing partners, developers can tap into a new market segment that meets the needs of homebuyers while ensuring strong investment returns.